1. Acceptance of Terms

By accessing or using the Money Club Ai Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Eligibility

The Service is intended for use by individuals who are at least 18 years old and legally capable of entering into binding agreements. By using the Service, you represent that you meet these requirements.

3. Nature of the Service

Money Club Ai provides data-driven decision-support tools and informational content related to risk management for individual investors and small-scale treasuries. The Service is provided for general informational and analytical purposes only.

Money Club Ai does not provide financial, investment, tax, or legal advice. Nothing presented through the Service should be construed as a recommendation to buy, sell, or hold any financial instrument. All decisions made based on information obtained through the Service are made at your own discretion and risk.

4. No Guarantee of Accuracy or Outcome

While we aim to present information that is relevant and reasonably current, Money Club Ai makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or timeliness of any content, data, model output, or analysis provided through the Service. Past performance of any methodology, model, or strategy referenced is not indicative of future results.

5. User Responsibilities

When using the Service, you agree to:

• Provide accurate information where requested, such as through contact or lead forms;
• Use the Service only for lawful purposes and in accordance with these Terms;
• Refrain from attempting to disrupt, reverse-engineer, or gain unauthorized access to any part of the Service;
• Not use the Service in any way that could damage, disable, or impair its functioning or interfere with other users' access.

6. Intellectual Property

All content on the Money Club Ai website, including text, graphics, logos, layouts, and underlying code, is the property of Money Club Ai or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent, except for personal, non-commercial use.

7. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party data sources. Money Club Ai does not control and is not responsible for the content, accuracy, or practices of any third-party resources. Inclusion of such links does not imply endorsement.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Money Club Ai and its representatives shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Service, including but not limited to financial losses resulting from decisions made based on information obtained through the Service.

9. Indemnification

You agree to indemnify and hold Money Club Ai harmless from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising from your use of the Service or your violation of these Terms.

10. Availability and Modifications

Money Club Ai reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time and without prior notice. We also reserve the right to update or amend these Terms periodically. Continued use of the Service following any changes constitutes acceptance of the revised Terms.

11. Termination

Money Club Ai reserves the right to restrict or terminate your access to the Service at its discretion, including in cases of suspected misuse or violation of these Terms, without prior notice.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Money Club Ai operates, without regard to conflict-of-law principles. This section is a placeholder and should be reviewed and confirmed for accuracy in a final legal review.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact

Questions regarding these Terms can be directed through the contact options listed on our Contact page.

Last updated: this document is a general template and the effective date should be set upon final review and publication.